Copyright 2011 © ADVOCO Mortgages & Insurance Limited
0800 ADVOCO (0800 238 626)
ADVOCO home page    email ADVOCO    contact ADVOCO    about Steve McGowan     Home Loan Mortgage Calculator    Risk Insurance    Website links
Call us free on
Family Protection InsuranceFamily Protection

Without you as an income earner, how would your family survive? TotalCareMax Family Protection takes care of your family’s financial security by providing a monthly income if you die.

You can select an amount that will cover expenses such as mortgage repayments, food, clothing and schooling.

Benefits of TotalCareMax Family Protection
A monthly payment when you die, to help those left behind.

You select the number of years the benefit will be paid. It can be from five up to 30 years, or until the person receiving the benefit reaches a nominated age (31 – 70).

On your death, an immediate lump sum of $10,000 or the monthly benefit (whichever is less) can be paid.

At certain times you can apply to increase your cover without having to provide further medical information. These times having a child (by birth or legal adoption), getting married or entering into a civil union, getting divorced or becoming responsible for the care of a close relative.

Family Protection can be taken out in combination with Life Cover, to provide more comprehensive protection for your family.

Disclaimer: The availability of any insurance cover is subject to your application being approved. For full details, refer to the policy document which is available on request from Sovereign. Applications are subject to individual consideration. Special conditions, premiums, maximums and exclusions may apply.


Steve has made it possible for our family to growth wealth and safeguard ourselves with the right insurance package...
- Gary & Lois Birkett

Steve spent time with me working through my insurance requirements and making changes and recommendations. His communication with the underwriters and myself was excellent...
- Bryce Frewin

When you need personal insurance advice to protect your loved ones, life, health and mortgage, then the insurance brokers/advisers
at ADVOCO will get you covered...

ADVOCO - Latin for
- "to call an adviser".

So call an Adviser now
on 0800 238 626


>> Make a claim...more

Gregor Mansfield
Insurance Adviser