1. Statistics New Zealand, 2004, NZ Life Tables, 2000-02
of Personal - Life Cover
A lump sum when you die, to help your love ones you left behind.
Up to 100% of the Life Cover benefit can be paid if you are diagnosed as being terminally ill, and are likely to die within 12 months of the diagnosis.
The Life Cover benefit is reduced by the amount of any terminal illness benefit paid.
A bereavement payment of $10,000 can be paid as soon as your insurer is notified of your death. This amount is deducted from the Life Cover benefit.
At certain times, you can apply to increase your cover without having to provide further medical information. These times include moving house and taking out or increasing your home loan, having a child (by birth or legal adoption), getting married or entering into a civil union, getting divorced or becoming responsible for the care of a close relative.
We’ll pay up to $1,500 for professional financial advice, to ensure you get the most benefit from a lump-sum payout.
A children’s funeral benefit of $2,000 can be paid if your child dies as a result of an accidental injury.*
standard terms and conditions apply.
Benefits you can add on: You can add Future Insurability, which allows you to increase your cover level up to $1 million or twice the original Life Cover amount (whichever is less), without further medical evidence.
Accidental Death cover is an insurance policy that pays a lump sum if the life assured dies in an accident. It excludes death caused by illness or suicide.
Disclaimer: The availability of any insurance cover is subject to your application being approved. For full details, refer to the policy document which is available on request from your insurer. Applications are subject to individual consideration. Special conditions, premiums, maximums and exclusions may apply.
has made it possible for our family to growth wealth and safeguard ourselves
with the right insurance package...
- Gary & Lois Birkett
spent time with me working through my insurance requirements and making
recommendations. His communication with the underwriters and myself was
- Bryce Frewin