Copyright 2011 © ADVOCO Mortgages & Insurance Limited
0800 ADVOCO (0800 238 626)
Free property report
FREE Property Report
ADVOCO home page    email ADVOCO    contact ADVOCO    about Steve McGowan     Home Loan Mortgage Calculator    Risk Insurance    Website links
Call us free on

Personal Disclosure Statement

Name of Adviser:
Steve David Alan McGowan

Name of Firm:
ADVOCO Mortgages & Insurance Limited
PO Box 65
Auckland 0946

DDI: (09)212 9976 - office
Mobile: 021-675 939
0800 ADVOCO (0800 238 626)
Fax: (09)353 1942 - office
follow us on twitter ADVOCOnz
follow us on Linkedin Linkedin
follow us on facebook facebook

It is important that you read this document
This information will help you to choose a Financial Adviser that best suits your needs. It will also provide some useful information about the Financial Adviser that you choose.

What sort of Adviser am I?
I am a Registered, but not Authorised, Financial Adviser. I can give you advice about category 2 financial products such as mortgages, home loans, commercial property mortgages, non bank mortgages, interest rates, mortgage structure, term life insurance, mortgage protection, health insurance, trauma insurance, business insurance and fire & general insurance.

I am a specialist Mortgage Broker and Personal Risk Adviser and can provide you advice as well as transactional services relating to mortgages, life insurance, disability and medical insurance.

What should you do if something goes wrong?
If you have a problem, concern, or complaint about any part of my service, please tell me so I can try to fix the problem. You may contact our internal disputes service by telephoning 09-212 9976, by email, or in writing to PO Box 65 Orewa Auckland 0946.

If we cannot agree on how to resolve the issue, you can contact Financial Services Complaints Limited. This service will cost you nothing, and will help us resolve any disagreements. You can contact Financial Services Complaints Limited by emailing, calling Financial Services Complaints Limited on 0800 347 257, or in writing to PO Box 5967, Lambton Quay, Wellington 6145.

How am I regulated by the Government?
You can check that I am a Registered Financial Adviser (FSP# 79541) at . The Financial Markets Authority (FMA) regulates Financial Advisers. Contact the Financial Markets Authority for more information, including financial tips and warnings.

You can report information or complain about my conduct to the Financial Markets Authority, but in the event of a disagreement, you may choose to first use the dispute resolution procedures described above (under “What should you do if something goes wrong?”).

I, Steve David Alan McGowan declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010.





This Disclosure Statement, version 1, was prepared on 26th June 2011.

Contact ADVOCO
Do you have a complaint?
Complete our 1 minute enquiry form