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Mortgage Protection InsuranceMortgage Protection

Have you thought about how your dependents would repay the mortgage on your home if you were to die suddenly or be unable to work due to serious illness or prolonged period of disability?

Mortgage Protection Cover works when you can’t through a range of cover options that are designed to meet your protection needs.

Protecting your Mortgage
For anyone with a home loan, illness or disability can make it hard to keep up repayments. Premature death is the other possibility you need to be prepared for. Put mortgage protection in place and you can stop worrying about your home loan repayments in these situations.

Do you need mortgage protection?
In these days of high house prices and living expenses, it’s vital that your home and income are protected.

Ask yourself these questions:
   • Would you have enough money for your home loan repayments if you became seriously ill or disabled?
   • If you died, would your family have enough money to pay off the home loan?
   • If you answered “no” to either of these questions, then you should consider Sovereign’s Freehold Mortgage Protection.

How does mortgage protection work?
Sovereign Freehold Mortgage Protection looks after you with three types of cover:

Life Cover

Provides a lump-sum payment if you die, allowing your family to repay the mortgage in full. Find out more about Life Cover. more

Living Assurance
Pays a lump sum to the value of your mortgage if you are diagnosed with a critical illness, such as heart attack or cancer, and survive for more than 14 days. You can choose to pay off the mortgage or put money towards any medical expenses. Find out more about Living Assurance. more

Disability Income
Pays a monthly benefit if injury or illness leaves you totally disabled for longer than four weeks, so you can keep paying your home loan repayments. This type of insurance includes a ‘waiver of premium’ feature, which means you won’t have to continue paying your premiums while you are receiving a benefit. Find out more about Disability Income. more


                                   

Steve has made it possible for our family to growth wealth and safeguard ourselves with the right insurance package...
- Gary & Lois Birkett

Steve spent time with me working through my insurance requirements and making changes and recommendations. His communication with the underwriters and myself was excellent...
- Bryce Frewin



When you need personal insurance advice to protect your loved ones, life, health and mortgage, then the insurance brokers/advisers
at ADVOCO will get you covered...

ADVOCO - Latin for
- "to call an adviser".

So call an Adviser now
on 0800 238 626

 

>> Make a claim...more

Gregor Mansfield
Insurance Adviser