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Refinancing can be stressful, especially when accounting is not your forte’. Steve has always taken over the process, telling us exactly what to do and what not to do and has made the process very smooth. I highly recommend using Steve as a Mortgage Broker...
- Greg & Nancy Doherty

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Debt consolidation loansRefinance your Pacific Home Loan

Refinance Pacific Home LoansIf your mortgage is with Pacific Home Loans also known as TEA Custodians or AMS. And you feel like this woman...you're not getting the service you want – or you're looking for a better deal - refinancing your Pacific home loan mortgage can be an option for you.

Generally we can get a reduced interest rate and better more flexible mortgage structure with repayments to suit you - not the lender.

ADVOCO's principal, Steve McGowan understands and keeps up to date with the ever changing lending policy of each of the banks. This allows him to get the right home loan for you and your family.

Steve also has an ability to be able to see "outside the square" when it comes to mortgages. "Finding a solution for difficult home loans is the most rewarding part of the job." says Steve.

The highlight of his career was helping five families have their home returned to them in a illegal "buy back scheme." For this Steve was publicly thanked by Kevin Milne on TV One's Fair Go show. For personal trusted service call Steve today on 0800 ADVOCO (0800 238 626)


ANZ’s Origin dumps Pioneer Mortgages
March 28th, 2008

ANZ’s wholesale mortgage provider Origin has stopped selling mortgages via Pioneer Mortgage Services, which includes Pacific Home Loans and Asset Lend, with immediate effect, and will now manage those mortgages directly.

Pioneer said in a statement that it had agreed on the termination of the management rights and had access to alternative funding in Australia via a European bank.

“The effect of this transaction is the immediate termination of Pacific’s management services income from its Origin funded book with consequential cessation of Pacific’s downstream trail payments to brokers who introduced the relative loans,” Pioneer said.

The statement said ANZ had decided to withdraw from New Zealand after a strategic review, but ANZ has denied this, saying it had taken back direct management of the Pioneer mortgages. It had not withdrawn from the market, ANZ said.

The other major customer in New Zealand of Origin’s wholesale mortgages, Cairns Lockie, said Origin had not withdrawn from New Zealand and it was business as usual for Cairns Lockie.


Maybe your mortgage is with one of the many home loan lenders that have 'packed their bags' and left the market such as; Argosy, Bluestone Mortgages, Freedom Mortgages, GE Money (TEA Custodians, AMS) Property Finance, United Home Loans, Pacific Home Loans, Pioneer or Wizard Home Loans, we may be able help you refinance back to a bank.

In May 2011, GE Capital has sold its $5 billion Australian and New Zealand residential mortgage book to Pepper Home loans in a deal that includes a total of $1 billion worth of mortgages in New Zealand. The new Pepper Home loans mortgage book includes; Argosy, Freedom Mortgages, GE Money (TEA Custodians, AMS), United Home Loans, Pacific Home Loans, and Wizard Home Loans.

Refinance Argosy  Refinance Bluestone Mortgages   Refinance Freedom Mortgages   Refinance GE Money   Refinance Property Finance  


 
Refinance United Home LoansRefinance Pacific Home Loans Refinance Pioneer   Refinance Pepper Home Loans  Refinance Tasman Mortgages   Refinance Wizard Home Loans

Click on the home loan providers logo for more information


We eat and breathe bank lending policy, with our 24 years of banking and broking experience we can give you the advice you need to get you into the right home loan.

Depending on your home loan contract Pacific Home Loans break fees may apply.

Call us on 0800 ADVOCO (0800 238 626) or email us.


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